Retirement Savings and Planning

Retirement Savings and Planning
72(t) Calculator	The IRS Rule 72T allows for penalty free, early withdrawals from retirement accounts. Use this calculator to determine your allowable 72T Distribution and how it can help fund your early retirement.
Individual 401(k) Contribution Comparison	Use this calculator to determine your 2025 maximum Individual 401(k) contribution as compared to other possible plan options.
Pension vs. Lump Sum Payout Calculator	Use this calculator to compare the results of getting a lump sum payout instead of a guaranteed monthly pension for life.

Edelman Financial Engines® is a registered trademark of Edelman Financial Engines, LLC. All advisory services offered through Financial Engines Advisors L.L.C. (FEA), a federally registered investment advisor. Results are not guaranteed.

Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.